All I have to say is that we have to be extremely careful with these sorts of things; it can be highly disastrous if we don’t understand the difficulty that Credit Card brings. I made huge mistake by getting Credit Card without reading the TOS properly and later found out the interest rate was extremely high and then not only I was in financial crisis but even my health got affected badly, it was only thanks to
IVA-Advice.co service where I applied. They are really nice people to talk to and sorted all my tension within weeks, now I don’t get any calls for repayments plus I am following the plan that I have joined.