Internet banking or online banking is a secure software that is provided by almost every bank for more convenient financial management. I know that many payment systems offer their customers only a virtual account and a service for withdrawing money to their bank card, but few of these financial companies offer a payment card to their customers. This is probably because the issuance and maintenance of a payment card, whether it's a credit card or a debit card, requires the service provider to be fully PCI DSS compliant. On this site
https://eretmis.com/pci-dss-services you can find a description of this service, which is provided by an outsourcing company. This company really specializes in PCI DSS audits, consultations and support for obtaining a certificate for this business activity. But still, few of the owners of online payment systems decided to undergo verification, which makes me think about the safety of my personal data and the legality of such companies.